Please click here for contact details of our Regional Office. You can also email your requirement at --.
We provide all types of loans, viz. Home loans, Construction loans, loans for land & building (Composite loan), Refinance/loan transfer, home renovation loans, Loans against Residential/Commercial/Industrial Property, Business loan, MSME loan, Personal Loan, etc.
Please click here and go to the Interest Comparison chart where you can see the rate of interest applicable on each type of loan. Lavish Easy does not charge any additional or excess rate of interest.
Basically, previous 2 years Bank Financial Statements, Pan Card, Identity Proof, Tax Returns and also as applicable, existing loan repay records. On a case to case basis, some add-on documents maybe required.
But Lavish Easy Loan also endeavours to help prospective customers to avail loan also without certain documents where they are not available for some reason.
Yes. Though such loans are difficult to get in the market, Lavish Easy will facilitate such loans due to its hard-earned market reputation and wide network with different Banks and FIs.
Yes. At Lavish Easy we understand that there are instances where people are not able to fulfil certain documentation requirements. But we can arrange for Personal Loans from such class of people also, but subject to our satisfaction about repayment capacity.
Yes. We can arrange for a loan against your property even if you are NRI.
Yes. At Lavish Easy Loan we offer our services to all classes of borrowers, viz. salaried, non-salaried, self-employed, professional, non-professional or in some deserving cases, even individuals who are not in possession of the requisite documents for availing a loan.
Please click here to use the Personal Loan eligibility calculator tool.
Lavish Easy will help you avail loan for internal and external home renovation such as painting and whitewashing, tiling and flooring, waterproofing, plumbing and sanitary work and more.
Generally, home loan interest rates start from 6% and it varies from bank to bank depending on the category of the borrower, and the duration of repayment.
If all required documents including collateral security is given as per the loan terms & conditions, it may take a few days only. The time taken for approval of loan depends on various parameters like the borrower’s Cibil score, eligibility criteria, etc.
Yes. But you need to look into any pre-payment clause if any, mentioned in the terms & conditions. Sometimes, a pre-payment clause may not result in reduced liability of the borrower, despite closing the loan early, which should be taken note of, before choosing to close the loan.
Yes. All salaried employees are eligible, whether employed in private or government service.
Yes. Lavish Easy Loan will apply service charge with a minimal rate of interest starting from Rs 11,000. Again, it depends on the eligibility criteria of the individual and parameters of the loan opted for by the borrower.
This is one of the most frequently asked queries raised by people looking for a loan. To know your Cibil score, you may visit the Bank website or some of the Banking Portals and login with the required credentials. You will then be led to your Cibil score page wherein it will display your Cibil Score.
Pan Card is mandatory ID Proof wherever the transactional amount more than Rs. 50,000/- , though there are many substitutes for ID Proof.
Personal Loan approval includes the following steps:
Submission of Loan Application
Discussion with the Lender
Background verification from the Bank
Signing of necessary documents
Loan Sanction and disbursement
Usually for loan against Property, the maximum duration for repayment will be between 12 months and 108 months and will be based on the terms and conditions stipulated by the lending Bank.
The rate of interest will vary from one Lender to another. The ROI could be less if your Cibil score is good, and if you are a habitual defaulter, the ROI will be higher.